1st Year Yield of Singapore Saving Bond Hit 2%!

This is the first time 1st year yield of Singapore Saving Bonds (SSB) hit 2%, for GX19010T.

 

I use Singapore Saving Bonds as the parking facility for my emergency fund. Emergency fund is one of an important aspect in personal financial planning.

Advantage of Singapore Saving Bonds as Emergency Fund Parking Facility

  1. Guaranteed by Singapore government with AAA credit rating
  2. Virtually zero risk and arguably safer than putting your money in saving accounts of any banks.
  3. No price volatility.
  4. 1 month redemption period with no penalty.
  5. No lock in period.
  6. You can keep your money in SSB and interest rate will automatic increase year over year.
  7. Interest payout every 6 months.
  8. Starting amount as low as $500

You can check out this Singapore Saving Bond website for more detail.

 

Singapore REIT Bubble Charts Dec 2018

Bubble charts derived from Dec 3, 2018 Singapore REITs Fundamental Comparison Table. Two observations compared to last Bubble Charts.

(1) There are a few REITs move further from right to left of the Price/NAV axis due to rights issue (e.g. Keppel KBS REIT and Cromwell REIT) and price sell off (FIRST REIT). The distribution yield is also getting very attractive. This indicates some REITs are getting cheap based on valuation. Note: Distribution yield is lagging.

(2) There are no significant changes in gearing ratio.

These Bubble Charts are used to show the “relative” position compare to other Singapore REITs.

Two visual bubble charts to pick and avoid:

  1. Undervalue Singapore REITs with High Distribution Yield** (Value Pick)
  2. Overvalue Singapore REITs with High Gearing Ratio (Risk Avoidance)

** Distribution Yield are lagging.

Compared to previous Singapore REIT Bubble Charts here.

 

Disclaimer: The analysis is for Author own use and NOT to be used as Buy / Sell recommendation. Get a proper training on “How to use this Singapore REIT Bubble Charts?” here.

 

Check below on other events:

http://mystocksinvesting.com/course/singapore-reits-investing/REITs Investing Course 

http://mystocksinvesting.com/course/private-portfolio-review/REITs Portfolio Advisory 

http://mystocksinvesting.com/events/

Singapore REIT Price / NAV Range Chart Dec-2018

Original post from http://mystocksinvesting.com

Singapore REIT Price / NAV Range Chart base on Dec 3, 2018 Singapore REITs Table.

See last Singapore REITs Price/NAV here to see the changes.

Disclaimer: This chart is NOT a recommendation to buy or sell. Do NOT use it if you don’t understand how to interpret it.

 

Check below on other events:

http://mystocksinvesting.com/course/singapore-reits-investing/REITs Investing Course 

http://mystocksinvesting.com/course/private-portfolio-review/REITs Portfolio Advisory 

http://mystocksinvesting.com/events/