Unlocking Asiaโ€™s Growth: Architecting Wealth with SGX ETFs

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Watch the full recorded video here:

https://www.youtube.com/live/TLHJTtFAK4w?si=Tt8RNlvcpql0QwAo

๐Ÿš€ Just wrapped up an incredible live stream on “๐”๐ง๐ฅ๐จ๐œ๐ค๐ข๐ง๐  ๐€๐ฌ๐ข๐šโ€™๐ฌ ๐†๐ซ๐จ๐ฐ๐ญ๐ก: ๐€๐ซ๐œ๐ก๐ข๐ญ๐ž๐œ๐ญ๐ข๐ง๐  ๐–๐ž๐š๐ฅ๐ญ๐ก ๐ฐ๐ข๐ญ๐ก ๐’๐†๐— ๐„๐“๐…๐ฌ” on the Tiger Brokers platform! A massive thank you to everyone who tuned in live, engaged in the chat, and made the session so dynamic.


For those who missed it or want a refresher, we didn’t just talk theoryโ€”we focused on practical, actionable execution. Here is a quick summary of what we covered to help you take immediate control of your investments:


๐Ÿ› ๏ธ 1. ๐๐š๐ฏ๐ข๐ ๐š๐ญ๐ข๐ง๐  ๐ญ๐ก๐ž ๐’๐†๐— ๐„๐“๐… ๐„๐œ๐จ๐ฌ๐ฒ๐ฌ๐ญ๐ž๐ฆ

Finding accurate ETF data shouldn’t be a guessing game. I shared resources on where to locate comprehensive information for all ETFs traded on the SGX Group (SGX). We did a live walk-through of the #SGX #ETF Screener, showing you exactly how to filter 50+ listings by asset class, geography, dividend yield, and AUM in seconds to find your best fit.



๐Ÿ”  2. ๐‹๐จ๐จ๐ค๐ข๐ง๐  ๐”๐ง๐๐ž๐ซ ๐ญ๐ก๐ž ๐‡๐จ๐จ๐: ๐‚๐จ๐ง๐ฌ๐ญ๐ข๐ญ๐ฎ๐ž๐ง๐ญ ๐€๐ง๐š๐ฅ๐ฒ๐ฌ๐ข๐ฌ

An ETF is only as strong as its underlying assets. We analyzed the actual constituents of top local and regional ETFs. Crucially, we looked at the index concentration truthโ€”such as how a standard cap-weighted local blue-chip ETF allocates up to 50% of its weight to the big three banks. This allows you to spot hidden sector risks before investing.


๐Ÿ“ 3. ๐‹๐จ๐จ๐ค๐ข๐ง๐  ๐”๐ง๐๐ž๐ซ ๐ญ๐ก๐ž ๐‡๐จ๐จ๐: ๐‚๐จ๐ง๐ฌ๐ญ๐ข๐ญ๐ฎ๐ž๐ง๐ญ ๐€๐ง๐š๐ฅ๐ฒ๐ฌ๐ข๐ฌ

We mapped out a complete roadmap for building a fully diversified, resilient ETF portfolio from scratch across multiple asset classes:
๐Ÿ”นEquities (for core regional and local blue-chip growth)
๐Ÿ”นFixed Income (for stable, defensive income anchoring)
๐Ÿ”นCommodities (like gold, for a proven macroeconomic hedge)

Using the institutional Core-Satellite Strategy, I demonstrated how to structure these building blocks based on your risk profile and investment horizon. The goal? To give you a clear framework to confidently manage a DIY ETF portfolio on your own.



๐Ÿ“บ ๐–๐š๐ง๐ญ ๐ญ๐จ ๐‚๐š๐ญ๐œ๐ก ๐ญ๐ก๐ž ๐‘๐ž๐ฉ๐ฅ๐š๐ฒ ๐จ๐ซ ๐๐ž๐ž๐ ๐„๐ฑ๐ฉ๐ž๐ซ๐ญ ๐†๐ฎ๐ข๐๐š๐ง๐œ๐ž?
๐–๐š๐ญ๐œ๐ก ๐ญ๐ก๐ž ๐‘๐ž๐ฉ๐ฅ๐š๐ฒ: The full recorded video so you can review the step-by-step portfolio build at your own pace.

๐๐ซ๐จ๐Ÿ๐ž๐ฌ๐ฌ๐ข๐จ๐ง๐š๐ฅ ๐Œ๐š๐ง๐š๐ ๐ž๐ ๐๐จ๐ซ๐ญ๐Ÿ๐จ๐ฅ๐ข๐จ๐ฌ:  While DIY investing is highly rewarding, building a long-term retirement portfolio requires continuous monitoring, rebalancing, and deep research. If you are serious about architecting your wealth using ETFs but simply do not have the time or technical knowledge to do the ongoing research, let’s talk.

I offer personalized ๐„๐“๐… ๐Œ๐š๐ง๐š๐ ๐ž๐ ๐€๐œ๐œ๐จ๐ฎ๐ง๐ญ strategies tailored to secure your financial milestone goals while you focus on what you do best. Drop me a direct message to explore how we can optimize your capital.

#AssetAllocation #CoreSatellite #SingaporeInvesting #FinancialPlanning #ManagedAccount #ManagedPortfolio

This webinar is for educational purposes only and does not constitute investment advice. All investments involve risks. Please do your own due diligence or consult a licensed financial advisor.


Kenny Loh is a distinguished Wealth Advisory Director (RNF# LKK300389588 Representing Financial Alliance) with a specialization in holistic investment planning and estate management. He excels in assisting clients to grow their investment capital and establish passive income streams for retirement. Kenny also facilitates tax-efficient portfolio transfers to beneficiaries, ensuring tax-efficient capital appreciation through risk mitigation approaches and optimized wealth transfer through strategic asset structuring.

In addition to his advisory role, Kenny is an esteemed SGX Academy trainer specializing in S-REIT investing and regularly shares his insights on MoneyFM 89.3. He holds the titles of Certified Estate & Legacy Planning Consultant and CERTIFIED FINANCIAL PLANNER (CFP).

With over a decade of experience in holistic estate planning, Kenny employs a unique โ€œ3-in-1 Will, LPA, and Standby Trustโ€ solution to address clientsโ€™ social considerations, legal obligations, emotional needs, and family harmony. He holds double masterโ€™s degrees in Business Administration and Electrical Engineering, and is an Associate Estate Planning Practitioner (AEPP), a designation jointly awarded by The Society of Will Writers & Estate Planning Practitioners (SWWEPP) of the United Kingdom and Estate Planning Practitioner Limited (EPPL), the accreditation body for Asia.

Arrange for a non-obligatory one-to-one free consultation here!

You can join his Telegram channel #REITirement โ€“ SREIT Singapore REIT Market Update and Retirement related news. https://t.me/REITirement

If you need any financial advice, please contact kennyloh@fapl.sg

Continue ReadingUnlocking Asiaโ€™s Growth: Architecting Wealth with SGX ETFs

Yield Defense: Identifying Resilient REITs in a Shifting Rate Environment

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Yield is what you want. Pricing Power is what you NEED. ๐Ÿ“Š

As an SGX Academy SREITS Trainer, the most common question Iโ€™m getting this month is: “Kenny, the S-REIT index is down nearly 7% YTDโ€”is the dividend dream over?”

My answer: The dream isn’t over, but the strategy must change.

We are currently navigating a shifting rate environment caused by heightened tensions in the Middle East. In this “new normal,” the Interest Coverage Ratio (ICR) is more important than the Dividend Yield. If a REIT can’t pass on costs or manage its debt, that 8% yield is a ticking time bomb.

In my upcoming webinar with Tiger Brokers, Iโ€™ll be conducting a “Stress Test” on 5 major REITs to show you:

๐ŸŸขWhich sectors possess the strongest pricing power right now.
๐ŸŸขHow to identify the “Yield Shield” in your own portfolio.
๐ŸŸขWhy industrial and prime commercial assets are reacting differently to the oil shock.


Kenny Loh is a distinguished Wealth Advisory Director (RNF# LKK300389588 Representing Financial Alliance) with a specialization in holistic investment planning and estate management. He excels in assisting clients to grow their investment capital and establish passive income streams for retirement. Kenny also facilitates tax-efficient portfolio transfers to beneficiaries, ensuring tax-efficient capital appreciation through risk mitigation approaches and optimized wealth transfer through strategic asset structuring.

In addition to his advisory role, Kenny is an esteemed SGX Academy trainer specializing in S-REIT investing and regularly shares his insights on MoneyFM 89.3. He holds the titles of Certified Estate & Legacy Planning Consultant and CERTIFIED FINANCIAL PLANNER (CFP).

With over a decade of experience in holistic estate planning, Kenny employs a unique โ€œ3-in-1 Will, LPA, and Standby Trustโ€ solution to address clientsโ€™ social considerations, legal obligations, emotional needs, and family harmony. He holds double masterโ€™s degrees in Business Administration and Electrical Engineering, and is an Associate Estate Planning Practitioner (AEPP), a designation jointly awarded by The Society of Will Writers & Estate Planning Practitioners (SWWEPP) of the United Kingdom and Estate Planning Practitioner Limited (EPPL), the accreditation body for Asia.

Arrange for a non-obligatory one-to-one free consultation here!

You can join his Telegram channel #REITirement โ€“ SREIT Singapore REIT Market Update and Retirement related news. https://t.me/REITirement

If you need any financial advice, please contact kennyloh@fapl.sg

Continue ReadingYield Defense: Identifying Resilient REITs in a Shifting Rate Environment

(Podcast) How can you deal with Inflation personally?

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The reality is inflation may be here longer than we’d like. So instead of just grumbling about it, let’s talk about how we can actually navigate inflation in our daily lives. Today’s episode features two guests: Chris from HoneyMoneySG (https://www.youtube.com/@HoneyMoneySG) and Kenny Loh, a well-known REIT investor. 

Timestamps

  • Intro (0:25)
  • What are your thoughts on inflation? (2:42)
  • How Mortgage and Rental works (3:46)
  • How inflation affects us as individuals (5:48)
    • Ya Kun Kaya Toast (Set A) was $4.80 last year. Now it’s over $5.60/$5.80
  • What have you consciously adjusted in your spending? (8:20)
    • Food prices have increased by 10-20% across the board
    • So are transportation costs (e.g. Grab)
    • How I am less affected from inflation: (11:50)
      • 1. Live a simple lifestyle: make your spending low
      • 2. Multiple sources of income (especially outside of your full-time job)
      • E.g. hedging of inflation (dividends also increase)
  • Does being frugal affect your quality of life? (16:01)
  • How do you manage spending during inflation? (24:33)
    • What other sources of income that you think people can use? (25:33)
  • Any thoughts on investing fixes? (35:24)
    • Remember your financial objectives! (40:19)
  • Closing: One simple thing we can do to manage inflation (47:10)

Disclaimer: The content in The Financial Coconut is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations. For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut

Continue Reading(Podcast) How can you deal with Inflation personally?