Webinar: Personalizing your Investment Portfolio (while Navigating Rising Interest Rates & War)

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A quarter into 2022, we are experiencing significant market volatility due to rising interest rates and war; compounded by the on-going COVID pandemic. How should my investment portfolio look like during these times? Do view my webinar below (starting from my section, timestamps below) to learn more. 

 

Timestamps


Introduction (Kenny Loh) (1:12:34)

Personalizing your Diversified Investment Portfolio (1:13:51)

What you should consider when constructing your investment portfolio (1:14:15)

  1. Your Investment Objective
  2. Risk Profile
  3. Time Horizon
  4. Current Financial Situation
  5. Future Considerations
  6. Work Commitment
  7. Other Priorities

 

Identifying Suitable Asset Classes for you (1:19:47)

  • Higher Risk Higher Return vs Lower Risk Lower Return Asset Classes
  • Types of Asset Classes: Cash (Savings), Bonds, Real Estate, REITs, ETFs, Unit Trusts, Equities, Alternative Investments, Digital Currency.

 

An Overview on Available Investment Solutions (1:20:35)

  • How to Invest in these Asset Classes
  • Funds? ETFs? Unit Trusts? Cryptocurrency Funds?
  • Using SRS and CPFOA Funds, what can/should you invest in?

Selecting the Right Investment Products (1:23:16)

  • Investing: Do-It-Yourself method vs Advisory method

 

Examples on Investment Portfolio Allocation


Example 1: Portfolio for Aggressive Capital Growth (1:24:13)

  • High Risk, High Return

Performance of Non-Market Correlated Alternative Investment (1:25:45)

  • Digital Assets & Private Equity

Thematic Investing (1:27:28)

  • Investing in different sectors, different regions, different asset classes

 

Example 2: Portfolio for Dividend Payout (1:28:27)

  • Stable Dividend, Low Volatility

 

Sani Hamid and Kenny Loh: A Personalized Investment Advisory (1:29:47)

  • How our experience can help you create your Investment Portfolio
  • Advisor Assisted Investment Planning (1:32:20)
    • A. Advice on different Asset Classes, pros and cons of each (1:32:49)
    • B. Training you to not act on your emotions (Think: Despite the March 2020 crash, did the stock market recover?)
    • C. Why you shouldn’t ‘copy-and-paste’ other’s investment portfolios (1:34:00)
    • D. Ensuring non-correlation between asset classes (when one falls, the other doesn’t) (1:34:35)
    • E. Extensive Research and Investment Experience (1:35:17)

 

Outro (1:35:50)

  • How to contact me

 

A quarter into 2022, we are experiencing significant market volatility due to rising interest rates and war; compounded by the on-going COVID pandemic.

  • The markets seem to have bottomed out, or has it?
  • Should you stay out of the markets or should you buy?

We specially invited 2 expert practitioners to share with us their insights; to help us understand the latest issues, how they affect the markets, and what can we do regarding our portfolios.

  1. Sani Hamid (Director for Wealth Management, Financial Alliance)
  2. Kenny Loh (REITs & Portfolio Management Expert)

Bring your most pressing questions to ask Sani and Kenny. 

 

Kenny Loh is a Associate Wealth Advisory Director and REITs Specialist of Singapore’s top Independent Financial Advisor. He helps clients construct diversified portfolios consisting of different asset classes from REITs, Equities, Bonds, ETFs, Unit Trusts, Private Equity, Alternative Investments, Digital Assets and Fixed Maturity Funds to achieve an optimal risk adjusted return. Kenny is also a CERTIFIED FINANCIAL PLANNER, SGX Academy REIT Trainer, Certified IBF Trainer of Associate REIT Investment Advisor (ARIA) and also invited speaker of REITs Symposium and Invest Fair.  You can join my Telegram channel #REITirement – SREIT Singapore REIT Market Update and Retirement related news. https://t.me/REITirement
 
You can join my Telegram channel #REITirement – SREIT Singapore REIT Market Update and Retirement related news. https://t.me/REITirement
Continue ReadingWebinar: Personalizing your Investment Portfolio (while Navigating Rising Interest Rates & War)

Common Investment Mistakes – and how to avoid them: Kenny Loh Live with The Financial Coconut

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In December 2021 I was invited to an interview with The Financial Coconut, where I discussed various topics such as How to avoid Common Investment Mistakes, How I personally choose stocks to invest and How to allocate your investment portfolio depending on the stage of life you are in. 

A summary of content is below, timestamps provided.

 

3 Stages of Losing Money: Common Investment Mistakes that I made (1:10)

  1. Ignorance: Simply listening to word of mouth in what to invest. Investing in something despite not knowing anything about the stock itself. 
  2. Not enough experience: Investing without the required experience in the market or sector (2:16)
  3. Putting all your eggs into one basket: A very common mistake. One of the companies that I invested in was discovered to have commited fraud after an audit, resulting in the suspension of the stock. (4:16) Diversifying your portfolio is very important.

Why Diversification is so important (and why I do so for my clients) (7:53)

Behavioural Coaching, focusing on your primary objective when you invest (8:44)

What makes a Diversified Portfolio? (10:04)

Don’t chase stocks that are going up. Stocks are usually cyclical. (9:43)

How and why do different asset classes rotate?  (12:32)

Smart Money and 2 main groups of retail investors: (15:00)

  1. Momentum investors (chasers)
  2. Value investors: Those that look at financial ratios and pick the right stocks

Differentiating “noise” and business facts (16:35)

  • Is a business is not doing well because of poor financial ratios;
  • or because of “noise”? (One time events like the pandemic)

How I personally choose stocks to invest, how I enter the market and how much do I choose to allocate (16:35)

How do I diversify my Portfolio, at my stage of life? (21:10)

  • Unit Trusts are a good way to diversify your portfolio with a small amount of funds.
  • Fresh grads: Build a more aggressive portfolio to maximise growth over the long-term. Better to use a Monthly Saving Plan for Dollar-Cost Averaging (DCA) (21:31)
  • Late 20s-30s, preparing for marriage, BTO etc: A little more defensive portfolio, while ensuring your investments are mainly liquid (in case you need to pay for mortgage, etc). A mix-and-match of asset classes like REITs, Bonds, Equities etc. (24:13)
  • 40s-50s: Midlife crisis may mean losing your job is a possibility. A more defensive portfolio, more dividend-based stocks (e.g. REITs). To be able to rely on dividends in case you lose your job. A larger focus on growth stocks may be desired to further grow your wealth as you head into retirement. (25:49)
  • Close to Retiring/Retirees: Focus on building a passive income portfolio. The main focus at this stage is to protect your wealth.  (29:56)

Confessions of a Full-Time Trader: Why it (probably) isn’t for you (28:27)

Different Ways of Diversifying your Portfolio (34:29)

  • Asset Classes (Commodities, Bonds, REITs, Equities, Alternative Investments, Cryptocurrencies etc.)
  • Geographical (Different Countries)
  • Sectors (Different Sectors in each Asset Classes, e.g. Technological Stocks, Commodity Stocks etc)

An overview on S-REITs in 2022 (38:59)

Kenny Loh is a Senior Financial Advisory Manager and REITs Specialist of Singapore’s top Independent Financial Advisor. He helps clients construct diversified portfolios consisting of different asset classes from REITs, Equities, Bonds, ETFs, Unit Trusts, Private Equity, Alternative Investments, Digital Assets and Fixed Maturity Funds to achieve an optimal risk adjusted return. Kenny is also a CERTIFIED FINANCIAL PLANNER, SGX Academy REIT Trainer, Certified IBF Trainer of Associate REIT Investment Advisor (ARIA) and also invited speaker of REITs Symposium and Invest Fair.  You can join my Telegram channel #REITirement – SREIT Singapore REIT Market Update and Retirement related news. https://t.me/REITirement
 
You can join my Telegram channel #REITirement – SREIT Singapore REIT Market Update and Retirement related news. https://t.me/REITirement

Continue ReadingCommon Investment Mistakes – and how to avoid them: Kenny Loh Live with The Financial Coconut

Will Interest Rate Hikes affect S-REITs? Webinar: S-REIT Market Outlook 2022

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Shortly into 2022, we already experienced significant market volatility. Do you know where are the risk and opportunities in 2022? Many analysts are already expecting Interest Rate Hikes to curb inflation growth. But how will that impact S-REITs? Do view my webinar below (starting from my section, timestamps below) to learn more. 

 

Timestamps


Introduction (1:44:05)

2021 Market Recap

REIT Sector Performance in 2021, COVID Variant sell-offs (1:45:35)

Top 5 Best Performing S-REITs in 2021 (1:48:06)

The Interest Rate Hike

Fed Dot Plot, Rate Hikes are most likely going to happen (1:49:22)

Will the stock market crash due to the Interest Rate Hikes? (1:51:30)

Interest Rate Hikes are because the economy is doing well (1:51:57)

4 Ways that Interest Rate Hikes can affect S-REITs (1:53:57)

  1. Rental Income (1:54:36)
  2. Interest Expenses due to Cost of Debt being affected (1:59:17)
  3. Compression of Yield Spread (2:03:09)
  4. Historical REIT Index Performance during the previous Rate Hike (2:07:05)

Kenny’s Investing Strategy in 2022

Focus on your Personal Objectives (2:12:58)

REITs as an Investing Strategy (2:13:34)

Choose the Right S-REITs! (2:18:53)

Attactive REITs based on Valuation (Price/NAV) (2:20:08)

Undervalued does not mean it is a good REIT (Distribution Growth) (2:21:59)

Outro (2:24:54)

OTCS Special Market Outlook 2022

  • 2021 saw many market recoveries & S&P500 making new high

    Despite ongoing COVID-19 issues.

  • Will the markets crash in 2022, or climb higher?
    Shortly into 2022, we already experienced significant market volatility.

Do you know where are the risk and opportunities in 2022?

OTCS invited 3 expert practitioners to share with us their market outlook for 2022; where are the risks and the opportunities in the Singapore and Global markets.

  1. Pan Jingyi (Economics Associate Director, IHS Markit)
    – PMI (Purchasing Managers’ Index) developments and signals for the market.
    – Top 2022 predictions by IHS Markit.
    .
  2. Ian Low
    – Bonds, REITs, STI
    .
  3. Kenny Loh
    – REITs

Bring your most pressing questions about Stocks, REITs, Bonds, Global Macro as we will have a Q&A segment for you to get your answers. 

Kenny Loh is a Senior Financial Advisory Manager and REITs Specialist of Singapore’s top Independent Financial Advisor. He helps clients construct diversified portfolios consisting of different asset classes from REITs, Equities, Bonds, ETFs, Unit Trusts, Private Equity, Alternative Investments, Digital Assets and Fixed Maturity Funds to achieve an optimal risk adjusted return. Kenny is also a CERTIFIED FINANCIAL PLANNER, SGX Academy REIT Trainer, Certified IBF Trainer of Associate REIT Investment Advisor (ARIA) and also invited speaker of REITs Symposium and Invest Fair.  You can join my Telegram channel #REITirement – SREIT Singapore REIT Market Update and Retirement related news. https://t.me/REITirement
 
You can join my Telegram channel #REITirement – SREIT Singapore REIT Market Update and Retirement related news. https://t.me/REITirement

Continue ReadingWill Interest Rate Hikes affect S-REITs? Webinar: S-REIT Market Outlook 2022