Upcoming free Seminars and Webinars

  • Post author:

In the first week of October, I’ll be conducting a webinar as well as a physical seminar. 

 

Navigating Volatile Markets to Beat Inflation (Physical Seminar 1st October 2022)


Worried about the high inflation rates? Join us as we share tips on how to beat inflation, and our inflation outlook for the rest of the year and beyond. You will learn ways to edit your investment portfolio to beat the high inflation rates, in a SAFE way.

As this is a physcial seminar, seats are limited so sign up today.

 

Date: 1st October 2022 (Saturday)

Time: 10am – 12pm

Venue: Gateway West (150 Beach Road, #12-01/08, Singapore 189720)

 

 

 

 

How to Build a REIT Portfolio into a Retirement Plan? (SGX Academy Webinar, 5th October 2022)


Want to learn the fundamentals of what REITs are, and how can this asset class complement your investment portfolio? Why should you invest in this asset class with an average p.a. yield of 5-7% and $100 minimum investment amount? Tune in to learn how to kickstart/improve your REITs investing!

Date: 5th October 2022 (Wednesday)

Time: 7pm – 830pm

Venue: Online

  • Participants will have an insight on the characteristics of REITs as asset class, and able to explore the benefits and sustainability of REIT in building their retirement portfolio.
  • Participants will appreciate the important factors to consider when building their retirement portfolio to minimise the investment risks.
  • Participants will be guided to construct a diversified portfolio to attain their retirement objectives.
Kenny Loh is a Associate Wealth Advisory Director and REITs Specialist of Singapore’s top Independent Financial Advisor. He helps clients construct diversified portfolios consisting of different asset classes from REITs, Equities, Bonds, ETFs, Unit Trusts, Private Equity, Alternative Investments, Digital Assets and Fixed Maturity Funds to achieve an optimal risk adjusted return. Kenny is also a CERTIFIED FINANCIAL PLANNER, SGX Academy REIT Trainer, Certified IBF Trainer of Associate REIT Investment Advisor (ARIA) and also invited speaker of REITs Symposium and Invest Fair.  You can join my Telegram channel #REITirement – SREIT Singapore REIT Market Update and Retirement related news. https://t.me/REITirement
 
You can join my Telegram channel #REITirement – SREIT Singapore REIT Market Update and Retirement related news. https://t.me/REITirement

Continue ReadingUpcoming free Seminars and Webinars

Webinar: Personalizing your Investment Portfolio (while Navigating Rising Interest Rates & War)

  • Post author:

A quarter into 2022, we are experiencing significant market volatility due to rising interest rates and war; compounded by the on-going COVID pandemic. How should my investment portfolio look like during these times? Do view my webinar below (starting from my section, timestamps below) to learn more. 

 

Timestamps


Introduction (Kenny Loh) (1:12:34)

Personalizing your Diversified Investment Portfolio (1:13:51)

What you should consider when constructing your investment portfolio (1:14:15)

  1. Your Investment Objective
  2. Risk Profile
  3. Time Horizon
  4. Current Financial Situation
  5. Future Considerations
  6. Work Commitment
  7. Other Priorities

 

Identifying Suitable Asset Classes for you (1:19:47)

  • Higher Risk Higher Return vs Lower Risk Lower Return Asset Classes
  • Types of Asset Classes: Cash (Savings), Bonds, Real Estate, REITs, ETFs, Unit Trusts, Equities, Alternative Investments, Digital Currency.

 

An Overview on Available Investment Solutions (1:20:35)

  • How to Invest in these Asset Classes
  • Funds? ETFs? Unit Trusts? Cryptocurrency Funds?
  • Using SRS and CPFOA Funds, what can/should you invest in?

Selecting the Right Investment Products (1:23:16)

  • Investing: Do-It-Yourself method vs Advisory method

 

Examples on Investment Portfolio Allocation


Example 1: Portfolio for Aggressive Capital Growth (1:24:13)

  • High Risk, High Return

Performance of Non-Market Correlated Alternative Investment (1:25:45)

  • Digital Assets & Private Equity

Thematic Investing (1:27:28)

  • Investing in different sectors, different regions, different asset classes

 

Example 2: Portfolio for Dividend Payout (1:28:27)

  • Stable Dividend, Low Volatility

 

Sani Hamid and Kenny Loh: A Personalized Investment Advisory (1:29:47)

  • How our experience can help you create your Investment Portfolio
  • Advisor Assisted Investment Planning (1:32:20)
    • A. Advice on different Asset Classes, pros and cons of each (1:32:49)
    • B. Training you to not act on your emotions (Think: Despite the March 2020 crash, did the stock market recover?)
    • C. Why you shouldn’t ‘copy-and-paste’ other’s investment portfolios (1:34:00)
    • D. Ensuring non-correlation between asset classes (when one falls, the other doesn’t) (1:34:35)
    • E. Extensive Research and Investment Experience (1:35:17)

 

Outro (1:35:50)

  • How to contact me

 

A quarter into 2022, we are experiencing significant market volatility due to rising interest rates and war; compounded by the on-going COVID pandemic.

  • The markets seem to have bottomed out, or has it?
  • Should you stay out of the markets or should you buy?

We specially invited 2 expert practitioners to share with us their insights; to help us understand the latest issues, how they affect the markets, and what can we do regarding our portfolios.

  1. Sani Hamid (Director for Wealth Management, Financial Alliance)
  2. Kenny Loh (REITs & Portfolio Management Expert)

Bring your most pressing questions to ask Sani and Kenny. 

 

Kenny Loh is a Associate Wealth Advisory Director and REITs Specialist of Singapore’s top Independent Financial Advisor. He helps clients construct diversified portfolios consisting of different asset classes from REITs, Equities, Bonds, ETFs, Unit Trusts, Private Equity, Alternative Investments, Digital Assets and Fixed Maturity Funds to achieve an optimal risk adjusted return. Kenny is also a CERTIFIED FINANCIAL PLANNER, SGX Academy REIT Trainer, Certified IBF Trainer of Associate REIT Investment Advisor (ARIA) and also invited speaker of REITs Symposium and Invest Fair.  You can join my Telegram channel #REITirement – SREIT Singapore REIT Market Update and Retirement related news. https://t.me/REITirement
 
You can join my Telegram channel #REITirement – SREIT Singapore REIT Market Update and Retirement related news. https://t.me/REITirement
Continue ReadingWebinar: Personalizing your Investment Portfolio (while Navigating Rising Interest Rates & War)

Common Investment Mistakes – and how to avoid them: Kenny Loh Live with The Financial Coconut

  • Post author:

In December 2021 I was invited to an interview with The Financial Coconut, where I discussed various topics such as How to avoid Common Investment Mistakes, How I personally choose stocks to invest and How to allocate your investment portfolio depending on the stage of life you are in. 

A summary of content is below, timestamps provided.

 

3 Stages of Losing Money: Common Investment Mistakes that I made (1:10)

  1. Ignorance: Simply listening to word of mouth in what to invest. Investing in something despite not knowing anything about the stock itself. 
  2. Not enough experience: Investing without the required experience in the market or sector (2:16)
  3. Putting all your eggs into one basket: A very common mistake. One of the companies that I invested in was discovered to have commited fraud after an audit, resulting in the suspension of the stock. (4:16) Diversifying your portfolio is very important.

Why Diversification is so important (and why I do so for my clients) (7:53)

Behavioural Coaching, focusing on your primary objective when you invest (8:44)

What makes a Diversified Portfolio? (10:04)

Don’t chase stocks that are going up. Stocks are usually cyclical. (9:43)

How and why do different asset classes rotate?  (12:32)

Smart Money and 2 main groups of retail investors: (15:00)

  1. Momentum investors (chasers)
  2. Value investors: Those that look at financial ratios and pick the right stocks

Differentiating “noise” and business facts (16:35)

  • Is a business is not doing well because of poor financial ratios;
  • or because of “noise”? (One time events like the pandemic)

How I personally choose stocks to invest, how I enter the market and how much do I choose to allocate (16:35)

How do I diversify my Portfolio, at my stage of life? (21:10)

  • Unit Trusts are a good way to diversify your portfolio with a small amount of funds.
  • Fresh grads: Build a more aggressive portfolio to maximise growth over the long-term. Better to use a Monthly Saving Plan for Dollar-Cost Averaging (DCA) (21:31)
  • Late 20s-30s, preparing for marriage, BTO etc: A little more defensive portfolio, while ensuring your investments are mainly liquid (in case you need to pay for mortgage, etc). A mix-and-match of asset classes like REITs, Bonds, Equities etc. (24:13)
  • 40s-50s: Midlife crisis may mean losing your job is a possibility. A more defensive portfolio, more dividend-based stocks (e.g. REITs). To be able to rely on dividends in case you lose your job. A larger focus on growth stocks may be desired to further grow your wealth as you head into retirement. (25:49)
  • Close to Retiring/Retirees: Focus on building a passive income portfolio. The main focus at this stage is to protect your wealth.  (29:56)

Confessions of a Full-Time Trader: Why it (probably) isn’t for you (28:27)

Different Ways of Diversifying your Portfolio (34:29)

  • Asset Classes (Commodities, Bonds, REITs, Equities, Alternative Investments, Cryptocurrencies etc.)
  • Geographical (Different Countries)
  • Sectors (Different Sectors in each Asset Classes, e.g. Technological Stocks, Commodity Stocks etc)

An overview on S-REITs in 2022 (38:59)

Kenny Loh is a Senior Financial Advisory Manager and REITs Specialist of Singapore’s top Independent Financial Advisor. He helps clients construct diversified portfolios consisting of different asset classes from REITs, Equities, Bonds, ETFs, Unit Trusts, Private Equity, Alternative Investments, Digital Assets and Fixed Maturity Funds to achieve an optimal risk adjusted return. Kenny is also a CERTIFIED FINANCIAL PLANNER, SGX Academy REIT Trainer, Certified IBF Trainer of Associate REIT Investment Advisor (ARIA) and also invited speaker of REITs Symposium and Invest Fair.  You can join my Telegram channel #REITirement – SREIT Singapore REIT Market Update and Retirement related news. https://t.me/REITirement
 
You can join my Telegram channel #REITirement – SREIT Singapore REIT Market Update and Retirement related news. https://t.me/REITirement

Continue ReadingCommon Investment Mistakes – and how to avoid them: Kenny Loh Live with The Financial Coconut