Watch the recording here: https://www.youtube.com/live/FV1R67RjsIc?si=THi2Ut47wbB1oZMX
Are your Supplementary Retirement Scheme (SRS) savings sitting idle in a bank account earning a negligible 0.05% per year? Left uninvested, idle SRS cash faces significant purchasing power erosion over time due to inflation.
This practical session breaks down how to make your SRS account work significantly harder for your retirement. Participants will learn how to maximize upfront personal income tax reliefs (S$15,300 annual cap for Singaporeans/PRs and S$35,700 for foreigners) and structure a tax-optimized financial plan. Beyond tax savings, the webinar explores eligible investment options across the risk-return spectrum—including Singapore REITs, equities, ETFs, bond funds, and SRS-approved annuity plans—to build a resilient retirement portfolio that beats inflation and accelerates long-term compounding.
3 Key Takeaways
🔥Maximize Immediate Tax Savings & Understand SRS Rules Learn how to optimize personal income tax relief—saving up to thousands of dollars annually depending on your tax bracket—while navigating contribution caps, early withdrawal penalties (5%), and withdrawal rules effectively.
🔥Overcome the Inflation Drag on Idle Cash Discover the significant opportunity cost of leaving funds in an SRS account earning just 0.05% p.a., and see how compounding growth at higher rates of return radically impacts your long-term wealth.
🔥Deploy SRS Monies into Smart Growth Strategies Gain actionable insights on selecting suitable SRS-approved investment vehicles—ranging from high-yield S-REITs and dividend stocks to bond funds and retirement annuities—tailored to your risk profile and timeline.
🎤Meet Your Host
Kenny Loh (LKK300389588) Wealth Advisory Director | SGX Academy Trainer | CERTIFIED FINANCIAL PLANNER (CFP®) Kenny specializes in holistic investment planning, estate management, and tax-efficient wealth transfer. As an esteemed SGX Academy trainer focusing on S-REIT investing, he regularly shares insights on MoneyFM 89.3 and at SGX events. He holds the titles of Certified Estate & Legacy Planning Consultant and CFP®, helping clients grow capital and build passive income streams for retirement.
https://www.kennyloh.net https://engage.fa.com.sg/author/kenny…
Resources & Links
🌐 REITsavvy Screener: https://reitsavvy.com/reits-screener
📈 Open a Tiger Trade Account: https://tigr.link/s/80FVmEQ
✅ Subscribe for more REIT Insights at TG channel: https://t.me/REITirement
Kenny Loh is a distinguished Wealth Advisory Director (RNF# LKK300389588 Representing Financial Alliance) with a specialization in holistic investment planning and estate management. He excels in assisting clients to grow their investment capital and establish passive income streams for retirement. Kenny also facilitates tax-efficient portfolio transfers to beneficiaries, ensuring tax-efficient capital appreciation through risk mitigation approaches and optimized wealth transfer through strategic asset structuring.
In addition to his advisory role, Kenny is an esteemed SGX Academy trainer specializing in S-REIT investing and regularly shares his insights on MoneyFM 89.3. He holds the titles of Certified Estate & Legacy Planning Consultant and CERTIFIED FINANCIAL PLANNER (CFP).
With over a decade of experience in holistic estate planning, Kenny employs a unique “3-in-1 Will, LPA, and Standby Trust” solution to address clients’ social considerations, legal obligations, emotional needs, and family harmony. He holds double master’s degrees in Business Administration and Electrical Engineering, and is an Associate Estate Planning Practitioner (AEPP), a designation jointly awarded by The Society of Will Writers & Estate Planning Practitioners (SWWEPP) of the United Kingdom and Estate Planning Practitioner Limited (EPPL), the accreditation body for Asia.
Arrange for a non-obligatory one-to-one free consultation here!
You can join his Telegram channel #REITirement – SREIT Singapore REIT Market Update and Retirement related news. https://t.me/REITirement
If you need any financial advice, please contact kennyloh@fapl.sg
